Repair Credit Score

Archive for September, 2006

Question: where can i get my FICO Score # free without signing up for any other offers?

i don't want my credit reports just my fico/beacon score.

Answer: You have to pay for the score. Next time you try to make a purchase you can ask for your score.

Also If you go to annualcreditreport.com you can buy your score. I think it's 7 dollars.

Or just try a free 30 day program and cancel same day.

How to Improve Your FICO® score

Question: What is your Credit Score with Yahoo Answers?

Hypothetically speaking, your "Credit Score" with YA would be based on your character (do you mind your manners when posting questions and answers, and do you follow up with questions you've asked by choosing a Best Answer?)

Answer: Not excellent but dam close.

Credit TRAX-Maximize your Credit Score http://bit.ly/22ppyN

Question: Credit Score ratings!!?

I have debt of 5000.00, and got behind, and now I am current on my debt but when I got behind on my debt it dropped by credit from 690 to 580. So, now i figured i would moving back home to pay off my debt, I have recently got a raise income thats significant. So i figured in the amount I was paying at my apartment and its utilities i can apply that allto my loan and pay it off in 2 months. Will this help my Credit Score?
SO is paying off my debt so quickly going to hurt my credit?

Answer: Paying off your debt helps your Credit Score because it boost your debt to credit ratio! There are many factors that come into play, if your Credit Score is important to you then you should consider tracking it for a year, or getting a repair kit to boost your score..

When you're trying to rebuild your Credit Score it's important to get a comprehensive view of what is actually effecting it...

Your Credit Score is calculated with the following breakdown:
35% - Payment History
30% - Credit to Debt Ratio
15% - Credit History
10% - New Credit
10% - Credit Types in Use

If you excel in one area and lack in another, only fixing the areas which you lack are going to improve your score.

I've got a lot of information on my blog about credit scores, and I get a lot of questions so feel free to check out any of my posts on millionster.com; I believe my articles here address many of your concerns but if they don't and you still have any specific questions feel free to leave a comment and I'll reply.
How Can I Increase My Credit Score

http://millionster.com/articles/debt/ask-1mil-how-can-i-increase-my-credit-score/

and

10-Ways to Boost Your MyFico Score

http://millionster.com/articles/debt/ask-1mil-how-can-i-increase-my-credit-score/

Why Your Credit Score May Drop Soon