Repair Credit Score

Question: How fast can Credit Repair be done?

I want to repair my credit quickly, like within 6-12 months have everything cleaned up and improved scores. Is this possible? How likely?
Thanks.

Answer: There is no fast way to do this. If you have bad credit it takes years to clean up. A bankruptcy 7-10 years. Bad payments on credit cards 2-3 years. 6-12 months is an unreasonable expectation. A good rule of thumb is figure it will take about as long to get out of bad credit reporting as it did to get you into it. Assuming you continue to pay all your bills on time.

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