Getting Credit Report
How often should I check my Credit Report and Credit Score?
Generally, you should check your Credit Report at least once a year. However, it is advisable that you check your Credit Report once every quarter.
How much does a Credit Report cost?
Your Credit Report will cost you around $10. The amount varies from state to state. It costs a little more to obtain your Credit Score or your FICO Score with your Credit Report. Your FICO Score or Credit Score is very important when you apply for any financing.
How and where to order my Credit Report?
You can order your Credit Report from each of the three major credit bureaus:
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Experian
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Equifax
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TransUnion
You can call the credit bureaus to order a Credit Report as follows:
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Experian: 1-888-397-3742
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TransUnion: 1-800-888-4213
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Equifax: 1-800-685-1111
You can also order your credit reports by mail:
Experian
National Consumer Assistance Center
P.O. Box 2002
Allen, TX 75013-2002TransUnion Corporation
Consumer Relations Center
P.O. Box 10000
Chester, PA 19022Equifax Credit Information Services
P.O. Box 105873
Atlanta, GA 30348
Alternatively, you can also order your credit reports from the credit bureaus' website.