Opt Out of Credit Offers

June 16th, 2007

Are you getting many letters in the mail offerring your preapproved credit cards? Most people get at least one of these credit card offers a day! You can stop these prescreened credit offers coming to you by opting out of credit offers.

How to opt out of credit offers?

To opt out of prescreened credit offers, call 1-888-5 OPTOUT (1-888-567-8688). This number covers all credit bureaus.

What happens after I call and opt out of preapproved credit offers?

After you call and opt out of credit offers, you won’t receive any more preapproved credit offers in the mail.

Should I opt out of receiving preapproved credit offers?

Most people would prefer to opt out of prescreened credit offers. These preapproved credit card offers often pile up as junk mail and you would be better off without them. If you are one of the very few people who like receiving preapproved credit offers in the mail, this may be part of your credit problem in the first place.

Multiple credit cards