Repair Credit Score

Question: what is the best way to repair my Credit Score?

what is the best way to repair my Credit Score , i ran into a few problems last year and my Credit Score dropped , but now i have not one outstanding bill i just sold a home and payed off a 400,000 Mortgage i have zero bills and i just took out a few credit card to start the re buliding of my score , is there any othere way to up my score faster
i also have a 500 a month car payment 3 new credit card that i use offen and pay most of the balance off every month , i also a a cell under my name ,, if i contunie to pay these all on time home much time will it take before i see my Credit Score move higher

Answer: Ok, first start with paying off debts like credit cards.
Cancel all and keep only one.
Then lower the allowed balance to $2000.
NEXT
Then get a copy of your credit reports and close all existing credit card accounts even if they have a zero balance.
A $5000 available credit card with a zero balance looks like $5000 potential debt. This hurts your score.

Improve Credit Score