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Question: How do I raise my Credit Score without a credit card?

I have student loans but I am still in school and I've got several more years to go. I don't want to get a credit card because I'm not sure I can trust myself with it. I have a car but it is in my dad's name because I don't think I have the credit to get one without a co-signer and no one is availible to cosign. Since I still live at home, how can I raise my Credit Score without a credit card?
I want to raise my credit to buy a house. I can't get on anyone's credit because they already said no.

Answer: - get some assets (save money or buy the car from your dad) : http://index-go.com/finance-savings-account-highest-interest-rates.asp
- pay everything on time : cell phone, Internet, etc.
- get a regular income (it's better to be regular than big)

The best is to get a credit card, spend a little on it every month (to pay your bills, for example) and to pay it back in full before the end of billing cycle - so you won't pay any interests.

Good luck !

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