Repair Credit Score

How to get your free credit history check (cont...)

(c) Copyright 2006 by Timothy Thriftwood 

Now that you know the difference between a free credit history check and a whole free Credit Report check, you're probably wondering where you can get a genuinely free version. 

First of all, watch out for all the websites claiming to give it away for free, they're always selling something, as most websites that offer valuable services would. So don't waste your time on one of those online companies that claims to give you your free Credit Report and then wants to charge you money for it... The government says that you are entitled to one check for free every year! So how exactly do you get your government-mandated free Credit Report? 

Many companies are really going to hate me for posting this here, but it is my pleasure to present the no-hassle, bona-fide, absolutely free credit history & report check. 

All three major credit bureaus accept requests for free Credit Report checks by both snail mail and telephone, which they can either mail back to you or in some cases fax to you. Here is the contact information you've been seeking: 

Experian

• 1-888-397-3742
• National Consumers Assistance Center
• P.O. Box 2104
• Allen, TX 75013-2104

Equifax

• 1-800-525-6285
• P.O. Box 740241
• Atlanta, GA 30374

TransUnion

• 1-800-916-8800
• Consumer Disclosure Center
• P.O. Box 2000
• Chester, PA 19022