Free Credit History Check Part Three
How to get your free credit history check (cont…)
(c) Copyright 2006 by Timothy Thriftwood
Simply ask them for your annual check, and you will get one without any delay! Their government-mandated rule is that all consumers have the right to pull his or her Credit Report once each year, and once for each time he or she’s been turned down for a loan.
Don’t just take the word of one single credit bureau, either. You get to ask all three for your annual report, so don’t settle for just one. These three reports will sometimes differ from one another because your creditors are subscribed to different ones… So your MasterCard card account might show up on Equifax, but never have been reported to TransUnion. (Equifax is like the bulldog of the bunch.)
I hope that I’ve shown you something of worth here and that you will see the value in this information, and use it to improve your credit history. Keep in mind that although Uncle Sam says that the bureaus have to give you the information, congress put aside no budget at all to market that fact to anyone, so it’s so easy to fall for the opposing camp’s marketing traps. Don’t give in! You don’t need too pay that much for credit monitoring. It’s not hard at all to do it yourself!
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Tim Thriftwood is a home lender & realtor who has helped dozens of credit-challenged families into homes when other lenders told them no. Browse Tim’s Credit Repair website and take advantage of his all-free resources to help you repair your Credit Score.