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Question: Putting down payment without Credit History?

If I go to a Suzuki Motorocycle Dealership and I Want to put a $5000 down payment on a Suzuki GSX-R600 Sportbike, would they take the offer even if you don't have a Credit Score/credit history?

- I've established credit and so far have paid my loans off on-time for the past 3 months, Would that help?

Answer: Your current loan history could help.

But generally, getting a loan from the dealership is easier than a bank, although you usually end up paying more in interest.

The only thing you can do is talk to them and see what they will do.

Your age, whether you own or rent your home, your job stability, as well as credit activity, will have something to do with this as well.

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