Repair Credit Score

Archive for July, 2008

Question: Where is the best 'trial' place for a Free Credit Score?

Website. thanks

Answer: FreeCreditReport.com

You are also allowed to get your free Credit Report once a year at

annualcreditreport.com

Get Your Credit Report with Credit Score - Free Trial!

Question: What Credit Score range....?

qualifies as "excellent", "good", "fair" and "poor"???

Answer: Each credit bureau has its own version of the FICO Score...so one size does not fit all...Also, each creditor and credit situation would have a different criteria.

In general, the BEACON FICO Score model would be: <750= excellent, >680 and <749 = good, >600 and <679 = Fair, >400

Credit Crunch and Climate Crunch - Corporate Social Responsibility

Question: is there a way i can look up a credit card by which credit bureau it uses to rate a person's credit?

here's the thing... i've checked all 3 credit bureaus and i have good scores and bad scores, so is there a way i can lookup a credit card company by the credit bureau it uses to determine whether to give a card to someone or not? does that make sense? lol.

Answer: Yeah it makes perfect sense. I do it myself.

Go to the site I've listed, click on Forums. When you get into the forums look in the upper right for CreditPulls and click on that.

You can either look it up by score, credit company, credit bureau or state. Sometimes credit companys pull one bureau in one state and another bureau in a different state.

Some, like store cards that also issue major credit cards, might pull one bureau for the store card and another for the major card. For example Nordstrom will check Equifax for the store card and Experian for the Visa.

You can cross match to make sure the company you are looking at pulls a single bureau or the bureau you want pulled.

Also, for example you are looking at scores, enter the score for the search and when you get the results click on score on the top of the grid and it will sort it from highest to lowest.

You can see basically what scores are needed, many times, what baddies the person had when applying and if the person was approved or not.

Reverse Phone Lookup Search-How To Get One Fast!