Repair Credit Score

Question: how do i raise my Credit Score?

I want to get a higher Credit Score for when i take out a loan for a car. My score is currently 708 and want it to be higher. I currently have three cards. Only one card has a balance on it and its about $600 from when i bought a tv. My understanding is that i should first pay this off and then keep use no more then 30 percent off the limit on one of card and always pay it off at the end of the month.

Answer: Keep your credit card balances below 30% of their available credit.
You can achieve perfect scores by charging little things each month like gas and food, and paying it in full each month.
Carrying balances can actually ruin your credit worthiness.
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