Repair Credit Score

Archive for May, 2009

Question: how good of Credit Score to get accepted into mobile home park?

will pay approx. 30,000 cash for mobile, Credit Score 550-630 depending on which credit bureau you ask. on disability 1500 per month . no other bills. how likely to get accepted into a decent park/ will landlord-park manager work with me if i pay 3 mo.s worth of payments up front??

Answer: Most decent parks have either an age preferance of the tenant and or the mobile home. Your Credit Score is fine btw, 30K is reflective of a newer or very nice mobile home. Your disability is considered permanent income and with no bills you are safe there. The park might have handicapped access if your disability is causing a need for such things like access ramps etc. They wont require a 3 month up front but offering it wouldnt hurt.

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Question: Does this work for your Credit Report and what is the method?

Hello,
This is a quoate from a website I went to:---->
Dave's Credit Score BOOSTER MANUAL was written to give you the extra boost you need right now. It contains additional tips and tricks to improve your Credit Score fast.
But the real treat is the last method outlined in the manual. This one technique is so powerful it can add ten years of good payment history to your Credit Report within 30 days. This quickly makes you look like a better credit risk to the lenders and boosts your score dramatically.If you were to buy this manual on its own and read nothing else, this one method would make it well worth your time. It is amazingly simple and it is almost completely unknown. And it works every time.

Answer: You can build credit very fast by using a method called piggybacking.

You are simply asking someone to add you as an authorized user and all of their payment history is added to your report.

Read this article that teaches it: http://www.expert-credit-advice.com/building_credit.htm

And its not a scam, its free but It requirers the trust of someone though...

Proven Credit Score Booster

Question: How do you qualify for a loan modification?

I'm trying to apply for a Loan Modification and I asked my lender that question and they wouldn't tell me. I don't want to waste my time preparing for it when I won't be able to lower my interest rate = overall monthly payment.

Answer: Paying your income taxes is NOT grounds for a mortgage loan modification. You need to better manage the "other stuff" you're spending on.

Loan Modification: Will my Credit Score be ruined?