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Question: Credit Score of 450 am currently in chapter 7 Personal Bankruptcy dismiss or discharge?

I need to know what looks better on a consumer Credit Report, a Chapter 7 Bankruptcy dismissed or a Chapter 7 Bankruptcy discharged. Forget about all other factors, how much it cost to file, if a lawyer was used. Looking at someones Credit Report and you see either a dismissed bankruptcy or a discharged bankruptcy which would look better? which would less negatively impact a score. Please ONLY answer this question if you have either

1. been through a Chapter 7 Bankruptcy yourself
2. work in a profession that deals with consumer credit

thanks

Answer: do not worry about the past -- look to the future and get you act together and start on the path to raising your score!!!!

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