Repair Credit Score

Question: What Do These Credit Scores Mean?

Due to me not having credit..... My dad had to help me buy my car. He was put as the Primary Buyer and I was put as Secondary Buyer. When the dealership ran my report..... 3 different numbers showed up. DO does 3 different numbers mean it was 3 different companies that checked my report or that they checked 3 different times???
1st # was 0
2nd # was 738
3rd # was 0
What does that mean???? Is it bad??? Is it good???

Answer: There are three credit bureaus (companies) and they each keep a file on your credit based on the information reported to them by lenders, banks, etc. Probably #1 and #3 have no information reported about you yet, so you get a zero score. Your 2nd score, 738 is a pretty good Credit Score, so pat yourself on the back.

Having the car payment will help you to build credit, and probably will show up on all three reports, eventually. Be sure to make your payments on time, as it will be very easy to ruin your credit since you don't have much of it.

Good luck!

P.S. What kind of car did you get?

Credit Rating - What Credit Scores Mean