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Question: What is the minimum Credit Score required to receive an American Express Business card through a fortune 500?

I am seeking a job with a fortune 500 company that requires the employee to obtain a company issued AMEX business credit card for extensive travel. The card is issued to the employee and therefore linked to their personal credit. The balance on the card is paid by the company after the employee submits an approved expense report. Presently, my median Credit Score is 655. Can I be approved for a company issued AMEX business credit card with this score and if not, what is the minimum score needed to obtain approval?

Answer: No one can definitely answer you other than American Express, but my guess would be that you would not qualify if the credit is being granted under your own merit. American Express has greatly scaled back on issuing AMEX business cards and has lowered credit limits on thousands of their customers. I recently saw on another forum where a man with an 830 FICO got an American Express card with only a $6000 spending limit.

American Express not only looks at your FICO Score, but your debt to income ratio when making credit decisions. If someone has a few credit cards even if they are not using them then they have the ability to charge and carry a balance. All of these things are taken into consideration when and if a person gets approved for an Amex card.

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