Repair Credit Score

Question: What Is a Good Credit Score and how to improve it?

Sorry, multiple part question: What is the highest Credit Score possible and what is the lowest possible? What can you do to improve it? And the myth that using your ATM Debit card as credit can actually improve your Credit Score, is it true?

Answer: Using your debit card as credit versus ATM does nothing for you. I don't know the lowest score but 850 is the highest. The average american has a score of 675-700. Anything over 700 and you are in very shape, the top 20%.

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Here you can see your 3-in-1 Report from all three credit reporting agencies and your Credit Score.

What is the highest FICO Credit Score possible?