Date

Name of Agency

Attn: Consumer Relations

Re:

(your name)

(your ID #)

(your address)

(your phone number)

(your social security number)

(your date of birth)

Please begin an investigation of the following items listed on my credit report that do not belong in my credit file.

Company's name      Account #     Reason for dispute

______________     __________     _______________

______________     __________     _______________

______________     __________     _______________

Please update my credit report and send me a copy at the conclusion of your investigation. Send the results to the organizations that have reviewed my credit report in the past six months and /or to employers that have reviewed it during the past two years.

Thank you for your help and prompt attention to this matter.

Sincerely,

(your name)

(sign)