Repair Credit Score

Archive for the ‘Credit Bureaus’ Category

Question: What is the highest Credit Score you can have from Transunion, Experian, and Equifax ?

What is the highest Credit Score you can have ?

Answer: The highest Credit Score attainable is 850.

Free Equifax Credit Report And Score

Question: What are the best web sites to check your Credit Score? What does TransUnion, Equifax and Experian mean?

I want to know why do you need to check all three credit breauers?

Answer: You are entitled by law to one copy of your Credit Report from each of the three credit reporting agencies every 12 months. To get them, go to: www.annualcreditreport.com
Not all banks, lenders, etc. report to all of the agencies when you have an account, and many of them only check one agency when you are applying for a loan. Checking all three just covers all of your bases. I do it once a year.

How to get your free personal Credit Report

Question: Do you think I will be approved for Honda credit with 627 Credit Score?

I found a lease special for $289/mo for a Honda Odyssey that I would like to get but not sure if my credit will be approved. My FICO Score (through TransUnion) is 627. I have had late mortgage payments but am current now. I only have about $300 in credit card debt. I leased a car through Honda Financial a few years ago and was never late. Do you think I would be approved for the lease special? Anyone know the credit tiers that Honda has? Any advice or suggestions?

Answer: I dont know if they will or not but my guess is that you might not.....sorry to say that

but although your score isn't "horrible" it's not exactly "average" or "standard"

good luck

Best Ways to Raise Credit Scores - How To Get High Experian, Equifax, Transunion FICO Credit Scores