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Question: Meaning of life what is it?

What do people feel the meaning of life is? Work? Family? Money? What is the point? You get up and go to work come home exhausted,then you get paid and it is gone.The kids grow up and have no time for you ,then you are in pain from a old worn out body.Your whole life it seems like is focusing on money,for what?If you do not have a perfect Credit Score you are not allowed to help people .Is life about helping everyone else and then you get old and lonely and die? Why does the government control us? Why?

Answer: For a while i thought life was an experiment. It is so confusing when you really sit and think about it. To me it seems like the Sims game. Someone is controlling the daily situations in our lives. I don't know, maybe it could be a god. I haven't grown up in a religous family. There is so many things and theories ping-ponging. Back and forth. Of course it is confusing. You have to find what you believe in.

Free Government Credit Scores?

Question: what are the differences between a line of credit and a personal loan?

I would need 10 000$ to buy a used car. I have only 455$ credit card debt, my Credit Score is excellent. Can you tell me the advantages/disadvantages of a line of credit and a personal loan. I asked my bank adviser and he told me to take a personal loan, but why? I was a little bit skeptic.

Answer: Ryan is not quite correct. There are personal lines of credit that are not secured by collateral, but personal lines of credit only go to those with long, superlative credit histories.

The main difference between a line of credit and a personal loan is that the loan is a one time deal. You pay down the debt until it's gone and that's it. A line of credit doesn't necessarily mean that you have borrowed money. Money is available for you to borrow, up to the credit limit, and as soon as any of the principal is repaid, it becomes available to borrow again. Loans last for a fixed term and lines of credit can last for years. Most lines of credit ARE secured by one's home, and that's the main disadvantage of them. If you are undisciplined, you can get in trouble and lose your house. If you default on an auto loan, you'll lose the car. If you default on an unsecured personal loan, you can be sued and get a default judgement against you, but the creditor can't touch your house. Disadvantages of personal loans is that they usually have higher rates than lines of credit.

Repair Credit Report - The Difference Between Home Equity Loan and HELOC

Question: What are the FICO Score ranges from Poor to Excellent credit?

Answer: FICO scores range from 300-850. 850 of course being perfect credit and 300 being horrible. Depending on what kind of loan one is looking for, mortgage rate, automobile rate, consumer rate, credit card rate, the rate offered to the borrower will most likely be higher to people with less than swell FICO scores. The median FICO Score in the United States is 723. Most homebuyers will need to have a score within the 600-800 range to get a decent mortgage. People with lower FICO scores can often still get a loan however the rates might be considered almost usurous.

Secrets of an Excellent Credit Score - How To Get The Highest FICO Credit Scores 740 760