Repair Credit Score

Question: What's the best way to obtain my free credit scores. I would like to get a detailed list?

What's the best way to obtain my free credit scores?

Answer: if you are looking for the best free credit score site, check out this site

http://Free-Credit-Score-National.com/

Here you can get your 3-in-1 free credit report and credit score rating

My Credit Score needs HELP! Part 1

Question: I'm thinking of applying for a Discover or American Express Card. What is the minimum credit score needed?

My score is Fair but is it even worth the hassle if I won't get approved? What score do I need to qualify for a credit card such as these?

Answer: If you don't have strong credit, forget American Express. It's not a credit card anyway, but a charge card. A charge card MUST be paid off in full every month whereas with a credit card you can pay it off on time.

The best place to start would be with your own bank. They know you and will be more than likely to cut you some slack in starting out.

How to get an american Express Black Centurion Card in 30 days or less

Question: With A credit score of 698 what kind of interest rate should I expect for a used car loan?

I am looking at a 1999, 4x4 truck for a winter vehicle. It's selling for $6000, it has 89,000 miles on it. Would a bank even approve a loan of this sort?

Answer: I am a car dealer ... you might be better off with a personal loan, since rates are very high for older cars ... maybe 14% or so for a used car loan - sub 700 score.

Getting A Car Loan With Bad Credit