Repair Credit Score

Posts Tagged ‘credit’

Question: Which institution in Canada offers personal loans with the best interest rate?

I'm planning to get a personal loan for about 15K over 4-5 years, which Canadian bank or institution I would have the most chance of being approved. My Credit Score with Equifax is around 640.

Answer: ing direct

Canada credit fix Equifax repair2.mov

Question: what credit reporting agency give the best Credit Score?

I seem to have 3 different scores between the different agencies, does one seem to give better scores then the others?

Answer: FICO scores for all three credit bureaus are used by creditors. It is normal for scores to be different as the info at each credit bureau can be different.

If you got those 3 scores directly from the credit bureaus, only the one from Equifax is FICO. The ones from TransUnion and Experian are Vantage (different scale) or the TransUnion might be a TransRisk score (worthless). If you got those scores from a third party monitoring service, they are probably Fakko (their own formula).

Creditors use FICO. Paying for any score other than FICO is a complete waste of money. You can purchase FICO scores for Equifax and TransUnion at MyFico.com. Consumers can no longer purchase FICO scores for Experian.

Dispatch: EU Oversight of US Credit Rating Agencies

Question: What's the best way to obtain my free credit scores. I would like to get a detailed list?

What's the best way to obtain my free credit scores?

Answer: if you are looking for the best free Credit Score site, check out this site

http://Free-Credit-Score-National.com/

Here you can get your 3-in-1 free Credit Report and Credit Score rating

My Credit Score needs HELP! Part 1