Repair Credit Score

Posts Tagged ‘equifax’

Question: Which institution in Canada offers personal loans with the best interest rate?

I'm planning to get a personal loan for about 15K over 4-5 years, which Canadian bank or institution I would have the most chance of being approved. My Credit Score with Equifax is around 640.

Answer: ing direct

Canada credit fix Equifax repair2.mov

Question: What is the difference between the Beacon score and FICO Score?

I know that FICO is an independent company that issues the summary score to the three major Credit bureaus that ranges some where between 400's to 850
what is the top/bottom beacon score ?
I uinderstand all the differences between the 3 bureaus I understand what can effect your credit but I was not sure if Beacon was it's own company like FICO or if it was a different name for the same thing.

Answer: FICO scores from 300 to 850 with anything calculating to below a 300 defaulting to a 0.

Equifax shows a beacon score which is the same as FICO.

Scores are based on the following factors;

1. Payment history 35%
2. Time in bureau 15%
3. Types of credit 10%
4. New credit 10%
5. Debt to credit ratio 30%

Is a 600 FICO Credit Score a good or bad Credit Score to ha

Question: my Credit Report came through with nothing on it. litteraly a 0?

I have always had good credit, 600 range, I have a loan for a truck, and two credit cards on it that are all up to date with no bad marks, and now i went to a dealership who ran my report and they said that my Credit Score is a ghost. I tried calling equifax but I am not sure who I should talk with or get a hold of to resolve the issue.
why is it a zero?
they must have, i requested my report on my own and it pulled up without a problem, not sure why it had an error.

Answer: Probably you have some wrong items in your Credit Report. Use Credit Repair Service to find and remove such bad stuff from your credit - credit-report-score.10001mb.com

Problems with credit bureaus transunion, experian, and equifax