Posts Tagged ‘finance’
Credit Score Important
August 17th, 2011
Question: What does it take to get from a 550 Credit Score to a 720 Credit Score?
I have recently learned that it's really important to get my Credit Score above 720. I haven't always been that smart with my credit and have discovered that at its worst, I was around 550. I've come up slightly but need to know how to get up in the 720 range. Does anyone know what it really takes to go from 550 to 720?
Answer: Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my Credit Report. I used this service - creditreport.imess.net
Credit Scores & Reports : Why Is a Good Credit Score Important for Students?
Posted in Credit Score | 
Tags: credit, Credit Score, credit score important, credit score important information, credit score important to lenders, finance, money, privacy, report, why is a good credit score important for students, why is credit score important, why is my credit score important | 
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Credit Score Basics
August 2nd, 2011
Question: My Credit Score is in the late 500s. I need it to be 620 or better. What should I pay off first? TYIA?
The basics of my Credit Report are as follows. I cant afford to pay them all so which would make my score go HIGHER?
1 school loan (past due)
1 school loan (current)
2 Medical Bills
1 charged off credit card (sears)
a few small electric/cable bills that we are paying off already so.
And I believe that is it. We only have 4000 in payments or whatever they call it on your report...
So anyways what is priority any idea?
tyia!
I am not sure what my one student loan is (the good one)... The other one is more of a bill from University of Phoenix (biggest JOKE in the world) I either had to pay 1500 to STAY in the class or 800 to leave.. I left. So that is the bad one.. The other is threw Citibank....
TY for the replies so far!!
Answer: Obviously, keep your student loan that is current, current. Without knowing if your student loans are federal backed or private, if they are federal student loans, you need to pay that back before anything. If that goes unpaid, that could impact you getting a mortgage if you had to finance through FHA to get financing. As far as affecting your Credit Score, any collection accounts or charge-offs are really bringing your score down. Start with the smallest accounts first, thus the ones you can pay off the quickest. Hope this helps, Good luck
Credit Score Video | Bills.com
Posted in Credit Score |
Tags: credit, Credit Score, credit score basics, credit score basics at experian com, credit score basics experian com, finance, history, loan, score |
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Credit Score Home Loan
August 2nd, 2011
Question: If I shop around for a home loan, will my Credit Score get lower?
Every time I get a quote from a mortgate lender, my Credit Report shows that the lender accessed my credit history.
Answer: well if you are having inquiries in a very close range then you will be fine because the bureau will score it as 1 inquiry and other lenders will see and know that you are shopping around for a home loan...you'll be fine....
car Loan with bad Credit Score Loan with no credit history