Posts Tagged ‘reviews’
Credit Score Of 800
July 10th, 2010
Question: Should I cancel one of my credit cards to improve my Credit Score?
Here's some background info on myself: I'm a sophomore college student with 2 cards. My first card I've had about two years. It has an $800 credit limit but, because my bank messed up my cash deposit, one of my payments bounced. The APR jumped to 29.99% (and they won't lower it), so I'm looking to cancel it.
My other card I got a year ago. Its got $1200 credit limit at 17% APR. I've never missed a payment with this card, but currently carry $1000 on it (because the other card's APR is too high).
I also received a new card this month with a $2500 limit and 0 APR (incl transfers) for 6 months, which I have yet to activate. I want to cancel my first card with the high APR and bad history and then split my current $1000 debt between my second card and the new card. This way, my debt-to-credit limit ratio is lower and I'll have less interest to pay. I can definitely pay off my debt within 2 months. Is this a good idea? How will it affect my Credit Score?
Answer: You are too smart for your own good. Between you and me, stop asking questions you obviously know the answer to.
Get Your 800+ Credit Score
Credit Score Interest Rate Chart
March 5th, 2010
Question: Please help me w/ these math problems....?
(1) 155 / (3^3 + 4)
(23) Solve for the unknown: 8/52 = m/39
(24) A basketball player scored a total of 36 points in the first three games of the season. If he continues at the same pace, how many points should he score in the 22-game season?
(25) Write 94% as a fraction or a mixed number.
(29) Kim was charged $150.00 interest for 1 month on a $10,000 credit card balance. What was the monthly interest rate?
(30) Complete the following statement. 32 fl oz = ________ pt
(32) Complete the statement.289 km = ________ cm
(33) mÐB = 63°Find the complement of ÐB.
(35) Find the missing length of the right triangle. L = 7 W = 24
(38) The following pie chart shows the budget for a local company. The total budget is $520,000. Find the amount budgeted in the category of research. Research 10 percent
(39) Find the first and third quartiles, Q1 and Q3, of the following set of numbers.341, 240, 187, 373, 241, 455, 276, 210, 321
Answer: 1. 5 (by divided 155 by 31)
23. multiply 8 by 39 and divide by 52.
24. 12x22
24. .94 or 47/50
33. 27 degrees
sorry i'd help you with the rest but i'm bored and math isn't really exciting.
and the girl that posted above this is very wrong.
Thrift Savings Plan Webcast
Posted in Credit Cards | 
Tags: books, credit score interest rate chart, games, movies, music, reviews | 
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Credit Score Evaluation
December 25th, 2006
Question: Pre-qualified a mortgage with a bank?
Some people told me I should go to a bank and find out how much of mortgage that I can afford. How does this work, and I don't want them to run my credit yet, because I know it will hurt my Credit Score. This should be just an evaluation by the bank without running a Credit Report right? And this doesn't mean that I am going with the particular bank, right? I can still shop around. Thanks!
Thanks for the first two fast respond. I do have recent Credit Report that I order within last couple months that I can show them. I think that would be very helpful to them along with my income, debts, and assets. Thanks! =)
Answer: You can have a realtor or loan officer give you a quick estimate of what you can qualify for based on your income and what you tell them about your credit.
Many will tell you that they cannot give you an accurate estimate without taking a look at your Credit Report, which is true, but they can give you an idea of what a monthly payment will be.
The reason they may tell you this is because, if you are serious about qualifying for a loan, a check of your FICO Score is absolutely necessary. But in your case, an estimate of how much you can qualify for does not mean that they have to run your credit, unless you give them permission, and if they do agree to give you an estimate, you are not tied in to that particular company.
ECRID The Newest Credit Evaluation Program Move over Transunion, Equifax, Experian
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Tags: credit score evaluation, email, evaluation, lookup, multimedia, reviews |
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